EV vs Gas in Kentucky: Which Is Cheaper in 2026?
A Kentucky driver covering 14,200 miles a year pays about $952 to charge an EV versus $2,015 to fuel a 26 MPG petrol car. Electric saves about $1,064 a year — about 53% less.
EV vs gas calculator — Kentucky
Fuel cost only. Change anything to see the gap move.
EV is cheaper to fuel by
$1,064
per year · $5,318 over 5 years
Electric per year
$952
6.7¢ / mile
Gasoline per year
$2,015
14.2¢ / mile
The numbers behind it
| Average electricity rate | 14.39¢ / kWh |
|---|---|
| Average gas price | $3.69 / gal |
| Miles driven per year | 14,200 |
| EV efficiency assumed | 3.5 mi / kWh |
| Petrol car assumed | 26 MPG |
| Electricity needed | 4,508 kWh |
| Gasoline needed | 546 gal |
| EV fuel cost (80% home) | $952 |
| EV fuel cost (100% home) | $649 |
| Gas fuel cost | $2,015 |
| Cost per mile — electric | 6.7¢ |
| Cost per mile — gas | 14.2¢ |
| Annual difference | $1,064 |
| 5-year difference | $5,318 |
| Break-even gas price | $1.74 / gal |
Home charging is the whole ballgame
In Kentucky a public fast charge costs roughly 3.3× the home rate. Charging entirely at home costs $649 a year here; leaning on public chargers for a fifth of your miles pushes that to $952. If you cannot charge where you park, the running-cost case weakens sharply — and in cheap-gas, expensive-electricity states it can disappear entirely.
Common questions
Is an EV cheaper than gas in Kentucky?
On fuel alone, yes. At 14.39¢ per kWh and $3.69 a gallon, 14,200 miles costs about $952 in electricity versus $2,015 in gas — a difference of $1,064 a year, assuming 80% home charging.
How much does it cost to charge an EV at home in Kentucky?
A full year of driving needs roughly 4,508 kWh from the wall. Charged entirely at home at 14.39¢, that is about $649 a year, or 4.6¢ per mile. Note you pay for about 10% more electricity than reaches the battery.
Does public fast charging cancel out the savings?
It can. Public DC fast charging runs around $0.48 per kWh — roughly 3.3× the home rate in Kentucky. Charging entirely at home costs $649 a year here; at 80% home charging it rises to $952. Without home charging, an EV can genuinely cost more to fuel than a petrol car.
At what gas price do the two break even in Kentucky?
About $1.74 a gallon. Below that, a 26 MPG petrol car is cheaper to fuel; above it, the EV pulls ahead. Kentucky currently averages roughly $3.69.
Does this include the cost of buying the car?
No. This is fuel cost only. Purchase price, depreciation, insurance, maintenance and any tax credits are excluded — and they often matter more than fuel. Use this to size the running-cost gap, then weigh it against the price difference between the two cars.
How we calculate this
We charge you for electricity drawn from the wall, not delivered to the battery — about 10% is lost as heat, which most calculators quietly ignore. We also blend home and public charging rather than assuming every kWh comes from a cheap home tariff.
Fuel only. Purchase price, depreciation, insurance, maintenance, registration fees (several states levy an EV surcharge in place of fuel tax) and tax credits are all excluded.
Data vintage: Electricity: EIA Electric Power Monthly Table 5.6.B (residential, May 2026 YTD). Solar resource: PVGIS v5.3 (EU JRC), ERA5 2005-2023. Gasoline: AAA state averages. Natural gas: EIA residential by state. Heating degree days: NOAA CPC population-weighted normals. Retrieved 2026-08-03/04. Install costs, household usage, net-metering status, annual mileage, time-of-use spreads and outage hours remain estimates.